PURPAY.co.uk offers competitive motorcycle insurance to Northern Ireland. Comprehensive Cover fully covers the motorcycle in an accident or emergency as well as fire and theft. Breakdown is also included. The Road Traffic Act, 1933 requires all drivers of mechanically propelled vehicles in public places to have at least third-party insurance, or to have obtained exemption - generally by depositing a (large) sum of money with the High Court as a guarantee against claims.
Those injured or suffering property damage/loss due to uninsured drivers can claim against the Motor Insurance Bureau of Northern Ireland's uninsured drivers fund, as can those injured (but not those suffering damage or loss) from hit and run offences.